YALE ALUMNI WEEKLY © — 5 The Apollo Club. The Apollo Glee and Banjo Clubs have organized for 1808, and from the interest already shown in the work of the Clubs, the coming season promises to be unusually successful. The adop- tion last year of a distinct name and Policy for the Clubs was followed by an increased interest in the organizations, and a much more spirted competition for membership. The primary object of the Apollo is to develop material for the University Clubs, but as distinct Organizations the Apollo Clubs have come to occupy a very important posi- tion in the undergraduate life. Keeping in view the real purpose of the Club to furnish men for the University Club, the management of the Apollo Banjo Club this year restricted the competi- tion for membership to underclassmen. The Clubs this year will be under the management of T. S. Maffitt, ’99, as- sistant manager of the University Clubs. Leeds Mitchell, ’99 S., has been appointed president of the Banjo Club, and S. B. Sutphin, ’99 S., leader. The make-up of the Apollo Banjo Club is as follows: Banjeaurines—E. Watrous, ’99; 2B. F. Grant, ’99 S.; S. B. Sutphin, ’o9 S.; J. M. Walton, ’99S.; B. V. Norton, 99 S.; C. H. Draper, 1900; T. W. Rus- sell, 1901; R. W. Parsons, 1901. Piccolo Banjos—F. W. Blumenthal, 1900; C. A. Phelps, 1901. Banjos—M. W. Dodge, ’o9; F. R. Parks, ’99; W. E. Porter, ’99S.; E. L. deForest, 1900 S. Mandolins—W. W. Knight, ’o9S.; R. H.- McCormick, Jr., 1900: D. S. Blossom, 1900; L. Manierre, 1901. NEW YORK UNIVERSITY LAW SCHOOL. Washington Square, New York City. DAY CLASSES (LL.B. after two years).— Twelve hours’ required work and six hours’ optional per week. ‘The daily sessions (from 3 30 to 6 Pp M.) are so arranged that the student may do effective work in an office every day. EVENING CLASSES (LL.B. after three years.) — Ten hours’ required work and four hours’ option- al per week. Daily sessions from 8 to 10 P. M. LIBRARY FACILITIES are excellent. The Law Library contains over 11,000 volumes. Tuition, $100 per year. For circulars, address L. J. Tompkins, Registrar. 625 Students. 15 Instructors. CLARENCE PorRTER. WHITEHOUSE & PORTER, Real Estate Brokers & Agents. 509 FIFTH AVE., BET. 42d & 43d STS., AND 1 NASSAU STREET, Telephone, 1420-38th st. NEW YORK. United States Mortgage & Trust Co. 59 Cepar Street, New York. Capital, $2,000,000.00. Surplus, $1,100,000.00. ‘Transacts a General Trust Business. Pays Interest on Deposits subject to check. Is a Legal Depositary of Court and Trust Funds. WortTH’N WHITEHOUSE. Officers: Grorce W. Younc, ......__...- President. LuTHER KouNTZE, _..__-.- Vice-President. James Timpson,...Second Vice-President. ARTHUR-LURNBULL, =< 25ci<2 a2 Treasurer. Wititam P. Erriorr, .......... Secretary. CLarK WILLIAMS,..._..-. Ass’t Treasurer, Ricuarp M. Hurp,......- Ass’t Secretary. Directors: 8. D. Babcock. C. T. Lewis. C. D. Dickey, Jr. ect F R. A. McCurdy. David Dows, Jr. Chas. M. Pratt. Luther Kountze. G. G. Haven, Jr. Dumont Clarke. T. A. Morford. Jas. J. Hill. Wm. P. Dixon. Rob’t Olyphant, Gustay E. Kissel. R. A. Granniss. Jas. Timpson. Geo. W. Young. HOME> Life Insurance Co. OF NEW YORK. C. R. Henderson. G. Hubbard. vi GEORGE E., IDE, President. Wm. M. ST. JOHN, Vice President. ELLIS W. GLADWIN, Secretary. WM. A. MARSHALL, Actuary. F. W. Cuapin, Med. Director. EUGENE A. CALLAHAN, General Agent STATE OF CONNECTICUT. — 23 Church Street, - - New Haven. Guitars—T. H. Spence, ’99; R. G. VanName, ’99; G. P. Docker, ’995.; F. B. Humphreys, ’99 S.; G. W. Hub- bell, 1900; E. Cutter, 1900S.; N. A. Baldwin, 1901; J. C. Kimball, 1901. The present make-up of the Apollo Glee Club is as follows: First’ Tenor—jobn. D:. Carson, 90; Clarence P. Dodge, ‘99; Henry R. Dennis, ’99; William G. Wallace, ’99; Sydney B. Morton, 1900; Henry E. Ellsworth, 1900; H. O. Price, 1900; John A. Keppelman, 1901. Second Tenor—Alired E. Richards, 98; Lewis M. Williams, 798; Curtis H. Walker, ’99; William D. Cushman, ’99; William J. Torrey, ’99; Alexander B. Marvin, 799; Frederick S. Coe, ’o99S.; George V. Reynolds, Igot. First Bass—Robert E. Hume, 798; . Frederick D. Vincent, ’99; Charlcs FI. Conner, Jr., ’99; Thomas, H. Clarkson, 1900; Herbert R. Smith, 1900; Robert Russell, 1900; William R. Clarke, 1900; Allen W. Judd, rgo1. Second Bass—Harold A. Hatch, ’o8: Robert F. Dyer, ’98S.; Arthur F. Way, ’99; Loring B. Packard, ’99; Arthur L. Sherman, ’1900; Edwards A. Park, 1900; Keith Spalding, 1901; Robert L Atkinson, I901. <> <> ADs os The Spirit of Yale and of Harvard. The April number of the Bookman contains the following review of ‘‘Har- vard Episodes’: “From a social standpoint, Yale and Harvard are the most interesting of all our American universities; and, from the same standpoint, they are thor- oughly antipodal. Yale, which finds its closest analogy in a great English public school like Eton or Harrow, is the personification of the democratic spirit. A student entering there is taken for what he actually is, and he is not judged by any extraneous and non- academic © considerations; such ‘as money, or birth, or friends. He makes his way to prominence by sheer force of scholarship, or literary ability, or athletic prowess, or personal popu- larity. The class is the unit of the whole system. “Between the classes the lines are drawn and a great gulf fixed. The curriculum is conservative; the spirit of the place is one of intense solidarity, and it breeds a certain morgue that is not displeasing. The students are not very sophisticated, but they are ex- tremely enthusiastic. They love their College customs; they are proud of their classes; they are frantically loyal to Yale itself. They think nothing else so great and glorious; and they have a magnificently barbaric contempt for anything outside of their own Univer- sity. They are more boys than men, and they are largely treated as such by the authorities; yet it is all rather fine; and the tone of the place, if youthful and a little raw, is inspiring, wholesome, - and thoroughly American. “Harvard on the other hand, is profoundly sophisticated. It is a place where enthusiasms are discouraged, where Good Form is supreme. Its social distinctions are marked out and maintained with the greatest rigor. Its spirit is aristocratic and a trifle supercilious. It is not merely a seat of learning in the academic sense; but, with a wider meaning, it is a place where young men soon come to know the subtle yet very patent disparities that will confront them as soon as they enter upon the larger life of the world outside. Wealth does much; birth does more; friends, or rather associations and an indefinable something savoring of caste, do more than all. These facts have often led to considerable reproba- tion. Harvard has been called snob- Bish, yet tt is: hardly’ that 2". °° We commend the whole of the first story (“The Chance’) to those who wish to get an accurate understanding of what the Harvard spirit really is. This spirit is, in its way, perhaps, as fine a thing as Yale’s; but it is vastly different, and a knowledge of it in advance might oiten save the entering student from a certain disillusionment and disappoint- ment.” th, i mn, 8. 8. S. 1900 Deacons. The members of Ninety S. met March 30th, at: the. suet. YM. CA te elect their Class deacons. W. F. Coch- ran, 98 S., presided over the meeting. The men elected were: H. S. Brown of Springfield, Mass.; H. Richards, Jr., of New York City, and O. H. Schell of Harrisburg, Pa. _ fortune-maker and fortune-holder, and that CHas. ApAMs, ALEX.MONEILL. Wwm.S. Brienam, Yale ’87. Yale ’87, ADAMS, MCNEILL & BRIGHAM, BANKERS & BROKERS, 44 Broad Street, - New York. Members New York Stock Exchange. Stocks and Bonds Bought and Sold. Investment Securi- ties a Specialty. “Long Distance Telephone, 947 Broad.” ECONOMICS. | HERE was a time in this country, not long past, when the making of a for- tune was held to be in a great measure the prime test of any man’s ability. Then it came to be a recognized fact that it was full as hard to know how to keep it when LEOPOLD H. FRANCKE, ALBERT FRANCKE, Yale ’89. LS. Yale ’9 L. H. & A. FRANCKE, BANKERS AND BROKERS, 50 Exchange Place, ~ - New York. Members New York Stock Exchange. Buy and Sell on Commission Stocks and Bonds dealt in at the New York Stock Ex- change. Also Miscellaneous Securities not listed on the Stock Exchange. Long Distance Telephone, 1348 Broad. made. Now a third condition confronts the is how best he can dispose of his wealth when the time comes at last for it to pass out of his hands. The world knows thousands of men who have made fortunes only to lose them. Not infrequently it talks of one who made money and who conserved it well during his lifetime, but who showed no skill in disposing of it when he came to leave it; one conspicuous case is enough to mention: that of the late A. T. Stewart. Guaranty Trust Co. It is a fact not to be denied that the most difficult problem confronting successful financial life is what to do with money. Yet with few exceptions everyone is certain that it is a trick, not an art, and that he knows it | perfectly. When a man is quietly modest on the subject, when he moves with care where money is to be invested, —there is the man who, the chances are, is truly skilled in the whole matter. Equally true with this is one other fact of such a man: he is invariably either an - insurer of his life, or a firm advocate of life insurance for the great multitude of human beings who are fighting the battle of life. He has come to know fully all the difficulties that surround the getting, the saving, and the placing of money, and is glad to lean, CAPITAL, - <= = HENRY A. MURR of New York. NASSAU, CORNER CEDAR STREET. $2,000,000 SURPLUS, - = = $2,500,000 ACTS AS TRUSTEE FOR CORPORATIONS, FIRMS, AND INDIVIDUALS, AS GUARDIAN, EXECUTOR, AND ADMINISTRATOR, TAKES ENTIRE CHARGE OF REAL AND PERSONAL ESTATES. INTEREST ALLOWED ON DEPOSITS subject to cheque or on certificate, STERLING DRAFTS ON ALL PARTS OF GREAT BRITAIN BOUGHT AND SOLD, COL LECTIONS MADE. TRAVELLERS’ LETTERS OF CREDIT AVAII> ABLE IN ALL PARTS OF THE WORLD, AND COMMERCIAL LETTERS OF CREDIT ISSUED- WALTER G. OAKMAN, President. ADRIAN Setar ae R., Vice-President. GEORGE R. TURNBULL, 2d Vice-President. AY, Treas, and Sec’y. . NELSON BORLAND, Asst. Treas. and Sec’y. OHN GAULT, Manager Foreign Dept. DIRECTORS. Charles R. Henderson, Samuel D. Babcock, Adrian Iselin, Jr George F. Baker, i : Augustus D. fuililard, ames N. Jarvie, ichard A. McCurdy, Alexander E. Orr, Walter G. Oakman, ged H. Rogers, ; Oliver Harriman, H. McK, Twombly, R. Somers Hayes, Frederick W. Vanderbilt, William C, Whitney. George S. Bowdoin, August Belmont, Frederic Cromwell, Walter R. Gillette, Robert Goelet, G. G. Haven, and to advise others to lean, upon so sure a staff for future needs and returns as is held out for the help of all in life insurance as offered by The Mutual Life of New York. There is no other business, and no other LONDON BERANOH, 33 LOMBARD STREET, E. C. F. NEVILL JACKSON, SECRETARY. Buys and sells rep on the principal cities of the world, collects dividends and coupons without sharge, issues travellers’ and commercial letters of tredit, receives and pays interest on deposits subject to cheque at sight or on notice, Iends money on sollaterals, deals in American and other investment securities, and offers {ts services as correspondent and financial agent to corporations, bankers and merchants. investment, which can show such testimony aS can life insurance. Nor can any flife insurance company show a record past and present comparable with that of The Mutual Life of New York. The uninsured person can in no way so well assist himself in the proper care and growth of his earnings as to insure his life. And if in this as in other things he seeks the best, he will indubitably turn to the Grand Old Mutual. Consider this matter —.you can come to but one Bankers. BANK OF ENGLAND, _ CLYDESDALE BANK, Limited, NATIONAL PROVINCIAL BANK OF ENGLAND, Limited, PARR’S BANK, Limited. Solicitors. iSi ELDS AND WILLIAMS. decision; and that will lead you to The 7ebeeyt London Committee. ARTHUR JOHN FRASER, CHAIRMAS. DONALD C. HALDEMAN. Mutual Life Insurance Company of New York. “The Leading Fire Insurance Company of America.” Incorporated 1819. Charter Perpetual. Cash Capital, $4,000,000.00 Cash Assets, — 12,089,089.98 Total Liabilities, 3,655,3 70.62 Net Surplus, 4,433,719.36 Losses Paid in 79 Years, 81,125,621.50 — = = 9 S—= Wm. B. CLARK, President. W. H. KING, SECRETARY. E. O. WEEKS, VICE-PRES. A. C. ADAMS, HENRY E. REES, \ Asst. SECRETARIES. Lanta & GALLAGHER, O. WESTERN BRANCH, 413 Vine Street, Cincinnati, NORTHWESTERN BRANCH, PACIFIC BRANCH, General Agents. WM. H. WYMAN, General Agent. Omaha, Neb. : W. P. HARFORD, Assistant General Agent. San Francisco, Cal. BOARDMAN & SPENCER, General Agents CHICAGO, ILLS., 145 LaSalle Street. NEW YORK, 52 William Street. BOSTON, 12 Central Street. PHILADELPHIA, 229 Walnut Street. INLAND MARINE DEPARTMENT,